It is hard not to have a sense of apprehension going into 2022. Interest rates in SA are trending up from a 50-year low as we enter an upward cycle. Inflation in big markets is at levels not seen for 30 years. Central banks in the biggest economies are beginning to unwind unprecedented levels of liquidity as they turn towards dealing with inflation. There is no playbook for this phase as we’ve never had central bank balance sheets as swollen with printed money as we do now.

The unwind is happening in a global economy that has had more than a fair share of external shocks thanks mostly to Covid-19 (though Chinese property earthquakes can be big contributors too). Equity markets are at or near historic levels implying that investors are confident that company profitability is going to be strong. Business confidence is positive in all big markets. This is the right kind of environment to be attempting to wind back an experiment in flooding the world with money to fight off a Cov...

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