The environment globally and domestically in 2022 was one of high inflation and rising interest rates in the main, causing concern to financial markets as economic growth slowed.

The cost of living climbed rapidly, with inflation a measure of the pace of increase in prices compared to a year ago. This came on the back of the Russian/Ukraine war which caused shortages of grains and agricultural inputs after a few years of rising prices on the effects of climate change, while oil prices rose on higher quotas...

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