There appear to be no apologies any more — as far as Capitec is concerned, it will compete on every front for the wallet share of middle-class SA using its hybrid model.

In recent months it has launched a competitive revolving credit facility that was developed in-house and solely Capitec branded. But consistent with its fast-developing partnership model, in which the bank plugs its product offering using joint ventures with like-minded suppliers, in the space of a couple of weeks Capitec clients can now buy shares on the JSE and New York Stock Exchange in a deal with EasyEquities...

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