I’m sorry, it’s all my fault. I used to be like you, grousing that my medical aid savings had run out by April and that I had to spend the rest of the year paying for my own GP visits and cough syrup. Life was one long self-payment gap.

I used to wonder why I paid so much to Discovery and only got a pair of specs or a dental crown out of the deal. Where did the rest of the money go, because I sure as heck wasn’t seeing any of it? 

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