The "best thing that money gives you is better choices. People who do not have any money have terrible choices. A lot of people who own a lot of expensive things are in debt and don’t have the ability to make good choices in their life. Liquidity matters." — Anon. "Some of you, we all know, are poor, find it hard to live, are sometimes, as it were, gasping for breath. Some of you are unable to pay for all the dinners which you have actually eaten, or for the coats and shoes which are fast wearing or are already worn out, and have come to this page to spend borrowed time. It is very evident what mean and sneaking lives many of you live, for my sight has been whetted by experience; always on the limits, trying to get into business and trying to get out of debt, a very ancient slough, called by the Latins aes alienum, another’s brass, for some of their coins were made of brass; still living, and dying, and buried by this other’s brass; always promising to pay, promising to pay, tomorro...

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