Life insurance and asset manager Liberty Holdings had a dramatic swing in profitability due to the devastating effects of the second wave of Covid-19 late in 2020. But it managed to escape with just a  small top-up in its provisions for the pandemic.

“It was a year we were able to demonstrate and live the purpose the company was established for, set up for, but I can’t think of a tougher year,” says Liberty CEO David Munro. ..

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