Stephen Cranston Writer & columnist

There is always demand from some investors for structured products. These provide a hard guarantee that clients will not lose money after five years in the structure, at least in nominal terms. But the cost of this is that if there is a boom in the global stock markets, only a modest part of the return is passed on to clients.

If you hurry, you can get into the Liberty Global Edition 6, which closes to new subscriptions on December 4. For most of us it will call for more than pocket change, as the minimum subscription is R250,000 and it is not supposed to make up more than about 10% of total personal investments...

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