STEPHEN CRANSTON: Banking on behaviour
Investors in SA are more preoccupied with comparative returns than they are with whether returns meet their financial goals
STEPHEN CRANSTON: Foord’s empirical pragmatism
Foord has proved to be a manager that tends to bounce back just when the consultants desert it
STEPHEN CRANSTON: Pensions, 40 years on
An important positive development over the past decade has been the emergence of benefit counselling
STEPHEN CRANSTON: Will these two marry?
Slowly but surely, Alexander Forbes is moving back into the Sanlam fold
STEPHEN CRANSTON: Coronation’s global picks
Many advisers and investors don't like the idea of an unconstrained unit trust
STEPHEN CRANSTON: If you panic, do it early
I don’t think long-term savers should invest in anything more conservative than a low equity fund
STEPHEN CRANSTON: Don’t raid the pensions
It is tempting to see retirement savings as a large pot that can be used to help either individuals or the state
STEPHEN CRANSTON: Governance headaches at SA firms
We rather smugly assume that we have world-class corporate governance. But is that still true?
STEPHEN CRANSTON: Asset management in need of a shake-up
Maybe it is time for Old Mutual, and the other life offices, to exit asset management
STEPHEN CRANSTON: Does SA really need more investment awards?
The industry was beginning to look like a Satrix/Sygnia duopoly, but competition is starting to creep in
STEPHEN CRANSTON: Old Mutual stumbles into battle
With Moyo’s final departure, new CEO Iain Williamson has changed from the battleground to five ‘pillars’
STEPHEN CRANSTON: Quilter flourishing on its own
Unlike most SA financials, Quilter did not even have to debate paying a dividend
STEPHEN CRANSTON: Liberty’s fall and fall
Now with a market cap of barely R19bn, Liberty is not even large by mid-cap standards
STEPHEN CRANSTON: Treasury’s 12J blunder
12J funds have focused on areas such as hospitality, agriculture, energy, student accommodation and selected manufacturing
STEPHEN CRANSTON: Financial advisers still only serve a tiny, top layer of the population
Hiring a financial planning firm that lacks investment expertise is like hiring an ad agency without a creative department
STEPHEN CRANSTON: No guillotine this time
The state should prevent citizens from squandering their retirement savings
STEPHEN CRANSTON: PSG — a house for the patient investor
The difference in rating between value and growth has not been higher in 30 years
