STEPHEN CRANSTON: What the actuaries see

In SA the average victim will die 18.5 years before their actuarially projected demise, and in the UK death will be 13 years early

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STEPHEN CRANSTON: Rocky road to recovery

Insurers aren’t supermarkets. Of course they make a margin on policies sold but in practice they are geared plays on investment markets

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STEPHEN CRANSTON: 334 years in the game

The potential exposure of the short-term insurance industry to Covid 19 – never mind death claims – is $107bn, of which about $28bn is expected to be paid out

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STEPHEN CRANSTON: Hello, complaints?

One of the most misguided government policies at the moment is the determination to bring all the financial services ombud offices together into one ...

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STEPHEN CRANSTON: Emerging markets in the time of Covid

Drivers of emerging-market growth will continue to be the usual suspects — urbanisation and the development of infrastructure

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STEPHEN CRANSTON: The law is an ass

Discovery has been a major innovator and its record compares favourably with Liberty’s

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STEPHEN CRANSTON: Too cautious with cash

You can be sure businesses such as Microsoft, Unilever, Nestlé and Roche will still be around in six months

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STEPHEN CRANSTON: Don’t follow the herd

Inappropriate risk-seeking behaviour often drives bad outcomes and nasty surprises

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STEPHEN CRANSTON: Insurers’ time to shine

Life offices are going back to their roots as providers of protection, especially as Covid-19 is, sadly, bound to increase their mortality claims

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STEPHEN CRANSTON: A slow and brutal bear

In SA we do not have the luxury of throwing $2-trillion at the problem as the US congress is doing

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STEPHEN CRANSTON: Riding Patrice Motsepe’s wave

It sometimes seems as though African Rainbow Capital contains such a disparate range of assets that it was named after Noah’s Ark

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STEPHEN CRANSTON: Absa, Sanlam reunited?

Ian Kirk has hinted that there will soon be a substantial acquisition ... The obvious target is Absa Asset Management

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STEPHEN CRANSTON: Hendrik du Toit sets out his stall

The new Ninety One business is certainly making the most of its break from Investec and its ubiquitous zebra

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STEPHEN CRANSTON: Liberty: less is more?

Liberty has reversed its ambitions to become a significant asset manager in Africa

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STEPHEN CRANSTON: Investec still has a foot in the business

The average UK client has about R8m in assets with Investec, but this isn’t usually unencumbered

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STEPHEN CRANSTON: Investment’s dark horse

The old Russell Marriott & Boyd Trust property investors were always some of the most highly regarded experts on commercial property

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