Life should get easier for people who find choosing the right pension confusing, thanks to new default regulations. Since March 1, all pension funds have to have a "default investment plan", which automatically puts members into a portfolio chosen by the trustees.

The new rules also force people, when they resign from their job but don’t opt to take the cash or move their savings to another pension fund, to preserve their capital inside the fund. If they don’t want to preserve their savings this way, they need to inform the fund in writing...

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