What’s the wisest thing you could tell your 20-year-old self that you didn’t know when you started out?

Take the time to understand the financial stuff that nobody else really wants to spend time on. An example of this would be that if at the outset of your career you spend a few hours working out how to set up your tax affairs and budget. The cumulative financial impact of those few hours over many years will often dwarf many other financial decisions you will ever make...

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