Of the 14-million registered vehicles in South Africa, fewer than a third are insured. That means the owners of those more than 9-million uninsured cars are exposed to massive financial risk every time they get behind the wheel.
Your best hope, if you’re involved in an accident with another vehicle, is that you weren’t to blame and the other motorist is insured. But even then, that insurance company will no doubt apportion some of the blame to you — for “failing to keep a proper lookout”, for example — and reduce your payout accordingly...
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