Cover yourself properly to ensure you earn even while ill
About seven out of 10 people will suffer a temporary disability in their lifetimes and an income protection policy helps ease the burden
Not all income protection policies are created equal, and being aware of key features to look out for can avoid disappointment and a financial shortfall at claims stage.
An income protection policy pays out your income, or a percentage of it, when you are unable to work. It typically offers better protection against loss of income than a lump-sum disability cover, but you need to navigate some policy pitfalls.