Unless you're into extreme sports, risk is often an elusive concept, seemingly unconnected to our stable, suburban lives. The Covid-19 pandemic has changed all that. For many people - younger people, especially - the reality of risk has been made manifest.

For the first time, many of us have a real grasp on the term's meaning. Not washing your hands, not wearing a mask, not observing social distancing - all come with the clear risk of contracting the virus. You don't want to be infected or infect your family, so you change your behaviour and obey the rules...

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