As 2016 draws to an end we have much to reflect on. It's been a year full of surprises - Brexit and a Trump presidency - and who knows what 2017 may hold? To help you begin 2017 on a steady footing, work through the following list before you wrap up the year and enjoy the holiday - with a little discipline January won't be fraught with economic hardship. • Check your credit score It's a good idea to check your credit score. You can access your credit report through TransUnion or Experian South Africa. If you can afford to, get the report that drills deeper into the details of your credit accounts. Be on the lookout for errors or suspicious accounts. R emain aware of the score and maintain it throughout December. • Make an appointment with your financial planner A lot may have happened in your life. Perhaps you got a new job, got married or divorced, or you had a baby. Whatever the change, make sure that your financial plan is up to date. Review everything, including your life cover,...

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