I discovered last week that, despite my mostly stoic nature, I really don’t like to be tracked, trolled and tethered.

What was supposed to be a premium saving insurance product switch is now getting to be one huge haul-ache. When I drive my wife’s car, I am under strict instructions not to break any speed limits — lest the monitoring device picks up a transgression and we are docked points off our reward scheme. My wife tends to get fixated with such things. Every trip is checked. Every point-docking episode interrogated. I can deal with a reprimand or three — it’s the speed that’s killing me...

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