One way to avoid having to pay an arm and a leg for furniture, appliances or clothing is to check out second-hand suppliers. There are plenty of websites such as Gumtree, takealot.com and OLX where you can find great deals. In buy and sell groups on Facebook, you may be able to track down good deals on almost-new appliances . And if the seller is relocating and needs to offload goods fast, they may be willing to negotiate the price - just make sure you have transport to move the item. If you are in the market for clothes, check out second-hand and charity shops, which often stock good-quality clothing at low prices. And if your tastes are slightly more expensive than you financial means, there are also shops that sell quality used designer clothes for a snip compared with what the new item would cost. Buyer beware: • It's important to note that with most second-hand items, there is no return policy. Make peace with this and be prepared to repair items on your own dime; • Watch out f...

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