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If you have been put on short-time, forced to take unpaid leave, had your salary cut or you are the owner of a business forced to close during the lockdown, you will be facing a cash flow crisis.

You should look at cutting any discretionary spending before you turn to your regular payments, but if your cash crunch is unmanageable, you may also be forced to make plans on how to manage your inability to pay your regular expenses. ..

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