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The world really has gone mad. Not only has SA Reserve Bank governor Lesetja Kganyago now implemented a second 100 basis point interest rate cut within a month, he did so in shirt sleeves, from home, over the Internet, after announcing the fact on social media first.

At the risk of using this month’s most overused word, it’s, well, unprecedented. And the way you treat the resulting cash windfall also needs to be different...

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