Cool factor 4/5Usability 4/5Value for money N/A There is a plethora of apps these days that give us a mobile means of investing and managing our money. Bitcoin and cryptocurrencies grab the headlines, but there are also apps that give direct and indirect access to stocks, index-tracking funds, and rainy-day savings. Now you can even buy a little slice of productive agriculture via "crowd-farming" and "impact farming". Here, again, the mobile app is the conduit to the investment vehicle, not the offering itself. Locally, through the Fedgroup app, anyone with a few hundred rand to spare can buy into sustainable farming ventures — including solar power, beekeeping and blueberry farming. The great thing about this is that the recipients (the farmers) have been selected and vetted, and because it is a group-investing set-up, the barriers and costs to entry are significantly lower. It’s like micro venture capital. Fedgroup has been around since 1990 and is an independent financial service...

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