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"Rehabilitation is a journey. There’s been a lot of hurt and a lot of mistrust," says Lincoln Mali, the former Standard Bank executive now heading Net1’s SA division.

The hurt he describes stems from a dark period in SA’s recent business history, when Net1 unlawfully scored the contract to pay 17-million social grants every month between 2012 and 2018, and then fleeced the grant beneficiaries...

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