Lesetja Kganyago is seated in the lobby of the Westin Hotel on Cape Town’s foreshore, his black suit enlivened with a searingly bright orange tie and colourful fashion socks, which have become something of a personal trademark.

The 53-year-old Reserve Bank governor, who has just been awarded a second five-year term, brims with energy and confidence. For a central banker, Kganyago has an excitable personality. Throughout the interview with the FM, he speaks with emphatic hand gestures and bright flashes of humour.

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