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New data from the SA Reserve Bank confirms that the country’s banks enjoyed a bumper 2021 on the mortgage-lending front.

New mortgage loans and re-advances granted to households by all financial institutions clocked in at a colossal R403.4bn last year. That’s nearly 70% more than the R242bn banks added to their residential mortgage books in 2019, before the Covid-19 pandemic, according to the Reserve Bank’s March quarterly bulletin.   ..

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