Cash is dying. But it’s not going quietly. Across the globe, instant payments are accelerating financial inclusion, economic activity and the velocity of money, but adoption remains uneven.
While countries such as India and Brazil have embraced real-time transactions, the US lags far behind — and South Africa finds itself at a crossroads. It has a well-developed fintech sector, yet faces lingering barriers to instant payment adoption, despite officially mandated solutions like PayShap...
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