When it comes to working your way out of debt, looking for immediate relief in the form of debt review is not uncommon. Many people turn to debt review when their debt has become unmanageable. There are three forms of debt relief for people whose debt is simply too much to bear. Debt review or debt counselling The first, and perhaps most popular, is debt review or debt counselling. Debt review is a legal process, facilitated by the courts. When going into debt review, you must consult a registered debt counsellor - first check that the debt counsellor you engage is registered with the National Credit Regulator. Simply applying for debt review doesn't get you off the hook. On the recommendation of the debt counsellor, the court will decide on a repayment plan based on whether you are overindebted or merely experiencing problems meeting all of your debt obligations. You must consider the cost of debt review before you choose this path. There are application fees, potential rejection f...

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