If you've ever watched an episode of Extreme Cheapskates, you'll know there are people who are willing to go to incredible extremes to save. If you'd like to be a little more frugal but aren't sure where to begin, your budget is the first step. The second is looking at everyday ways to cut down on small-scale spending. Being frugal may draw some laughs from those around you, but you're the one responsible for making sure you make ends meet. Without turning into a miser, try to follow some of the tips below so that you don't let small amounts of money slip through your fingers. Cutting down at home Cut spending on electricity: stoves and washing machines tend to drain power and increase your electricity bill. Switch off any appliances that you can when you're not using them. Sell your electric heater and get a gas one. Fill hot-water bottles from the hot tap before switching off your geyser, or fill them up when making a cup of coffee or tea, to avoid boiling the kettle repeatedly. C...

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