Twenty years ago, cybercrime would not have been perceived as a threat, simply because the world was not as dependent on technology. With more people relying on online banking and cellphones to bank and buy, the convenience of these instant platforms has not been without risk. According to the Norton Cybersecurity Insights report, more than 8.8million South Africans have been victims of cybercrime in the past year. If you do a lot of online banking, you should change your online banking password every three months. If your cellphone banking is linked to an SMS service, your e-mail and online banking profile, make sure you change the pin occasionally. Avoid using the same password across your banking profiles and e-mails. It might seem obvious, but many make the mistake of using simple passwords such as "Password123" because they're easy to remember. Use a combination of upper- and lower-case letters, numbers and special characters. For instance, instead of the example above, you cou...

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