The lockdown has been a very interesting time for many financial advisers. Now that people have more time on their hands and are mostly in front of their computers, there seems to be a greater need to get their financial affairs in order. This is a very good thing.

Over the years, I have noticed how many interesting and sometimes dangerous conversations about money take place on many different platforms. A recent observation is that on social media, recommendations of a financial nature are often dished out by popular individuals who have no relevant experience, appropriate qualifications or authorisation - often to a gullible and potentially ignorant public...

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