What we say to children shapes how they think, what they believe, and how they behave. This applies as much to money as it does to anything else. Yet with the best intentions in mind, we say things to children about money that are at best meaningless to them and at worst damaging to their relationship with money.

Jean Archary, a financial planner at Old Mutual Wealth, says this revelation inspired her to write Mrs Spiggles and her Money Tales, a compilation of children's stories about money.

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