As an investor, there's not much that you can control. Having a plan and sticking to it are among the few things you can. Financial advisers will tell you that that is the best way to achieve your investment goals. "Seldom has a year highlighted the importance of sticking to your long-term plan better than 2017," says Graham Tucker, the balanced fund portfolio manager at MacroSolutions and one of the main authors of the Long-term Perspectives report published annually by Old Mutual Investment Group. Last year was a roller-coaster year for investors. In the middle of 2017, the most common question investors asked was: "Why bother investing when I can leave my money in the bank and get a better return?" This was after almost six months of the local equity market going neither up nor down. But then equities rallied in the second half and ended the year up 21%. Many people missed out on this rally. Driven by the fear of losing money in a climate of uncertainty here and abroad, they chos...

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