Every year it's the same story for a lot of people: December comes and you're ready to spend all your money. It's understandable: it's hot, everyone is in a party mood, you're spending time with family and friends, and it's Christmas. Not to mention that, a few days later, it'll be new year, and you want to make the best of those days before you're back to the grind. However, the paydays in December and January can be very far apart. The best way to make it through those first few days of the new year unscathed is to start preparing now. The sooner you plan, the easier it'll be to get through January. Vouchers If you're worried about getting to and from work, you might want to open a savings account now so that you can start putting away a small amount. Nowadays, opening a bank account is fairly simple - it can be done online in five minutes. Work backwards to figure out how much will be enough for transport. Of course, the January drought comes with food struggles. Empty fridges an...

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