Traditionally, saving for retirement has involved retirement annuities, pension funds, provident funds and preservation funds based on information from a financial adviser, but directly investing online has a lot to offer, including improved transparency and lower costs.

“Investing online allows investors access to alternative assets classes such as real estate, structured notes, private equity, and so on. The inclusion of alternative asset classes does not only result in more uncorrelated sources of return, but it may further result in a more stable return profile,” says Wealth Migrate chief investment officer Riaan van der Vyver...

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