Good chance you'll lose the phone you're attached to — so insure
And look for a policy that doesn't exclude itself into infinity
One in every three smartphone users has to replace their handset before their contract expires, Vodacom's contract data reveals. As the average smartphone user checks their phone a staggering 150 times a day, it's no wonder many phones don't last - not when they end up plopping into toilet bowls or smashing on tiled floors. And because these must-have gizmos go everywhere with us, they also get left in restaurants and in taxis, or provide easy pickings for thieves in busy public places. Considering that replacing one of the latest, greatest smartphones will set you back around R15 000 and replacing a smartphone screen costs about R2 000, insuring a handset is a wise, albeit a grudge, purchase, unless you can afford such an outlay or have a spare phone. Most mobile service providers offer cellphone insurance, and traditional insurers sell this cover as a stand-alone policy or as part of their household and car insurance policies. Many people go for the convenience of signing up for i...
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