Up front let me express my admiration for Discovery Health’s operation and almost complete satisfaction with its member benefits. It’s a highly professional, well-run organisation.

The one exception is its attitude towards medical specialist consulting fees. It does not distinguish between general practitioners and specialists, although specialist consultations are normally far more detailed and of longer duration. In addition, its self-trumpeted schedule of “contracted doctors” including specialists with whom they have fee arrangements, is highly unimpressive...

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