The following is a case study in monetary policy. The economy to be investigated is stagnant. Very little growth in GDP is being recorded. Spending on capital goods, plant and equipment is even more subdued than spending by households. Demand for bank credit has not grown in real terms for a number of years. Indeed, it is still below pre-Covid-19 levels, as is economic activity. 

Not all of the news is bad. Inflation is well down — prices have hardly increased for six months. But short-term borrowing costs have lagged well behind the declining inflation rate. The difference between the interbank lending rate for three months and annual inflation — real rates — is 4.4 percentage points, a gap not approached since 2003...

Subscribe now to unlock this article.

Support BusinessLIVE’s award-winning journalism for R129 per month (digital access only).

There’s never been a more important time to support independent journalism in SA. Our subscription packages now offer an ad-free experience for readers.

Cancel anytime.

Would you like to comment on this article?
Sign up (it's quick and free) or sign in now.

Speech Bubbles

Please read our Comment Policy before commenting.