Analysts, columnists, consultants, pundits and crystal ball gazers all spend vast amounts of time discussing the year ahead around this time of year.

Much of this is random, timing wise — most of the work I do with boards and C-suites works on different cycles. People have different financial years, and planning for long-term investment generally happens at odd times through the year — not suddenly in opening weeks of the new calendar year. Much of the decision-making for 2025 was already locked in during the second half of 2024.  ..

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