SA’s pension system is in turmoil. Nearly 8,000 employers have failed to pay their pension contributions, leaving a gaping hole in the financial security of hundreds of thousands of employees. This is a form of daylight robbery, a betrayal of trust and a glaring indictment of a system that is meant to protect our hard-earned money. 

The Financial Sector Conduct Authority (FSCA), the industry watchdog, published a list of employers who are in arrears (https://www.businesslive.co.za/bd/national/2024-11-24-employers-owe-r5bn-in-pension-fund-arrears/), shedding light on the extent of the problem. But let’s be clear: highlighting the problem is not enough. The FSCA’s role is not merely to act as a messenger; it is to enforce compliance and ensure that the rules are followed...

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