The Reserve Bank’s monetary policy committee (MPC) decided to keep interest rates unchanged (https://www.businesslive.co.za/bd/economy/2024-07-18-reserve-bank-keeps-repo-rate-steady-at-825/), with four of the members voting for a flat policy regime and the remaining two preferring a 25 basis point cut. This is despite the headline inflation print coming in below the MPC’s upper-bound target of 6% for the past 12 months straight.

Notwithstanding the MPC’s inflation target of 3%-6%, in the past, expectations were anchored on the upper end of 6%. However, increasingly the governor has shifted focus to the midpoint of 4.5%. Furthermore, there has been talk of an even lower inflation target...

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