The insurance industry has a tough time in the Covid-19 pandemic. Several pending cases concern denied business disruption claims, and life insurance and funeral benefit claims are expected to climb.

In a seminal business interruption judgment last year the Supreme Court of Appeal ruled that Guardrisk must pay out Café Chameleon for revenues lost due to the lockdown. This precedent has since got the dominoes falling for business interruption claims from other insurers, specifically Santam and Hollard...

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