In March 2019, Apple announced that it would be launching a credit card, an announcement that was met with the traditional mix of fanboi joy and commentator scepticism. “There’s never been a credit card this smart,” it promised.

Swiftly behind that news came the think pieces and reviews, a slew of writings posing questions such as “Was the application process sexist (https://www.businesslive.co.za/ft/opinion/columnists/2019-11-25-demanding-fairness-in-a-world-of-algorithms-that-shape-our-lives/)?” and “Was the physical card — made from flashy titanium — fundamentally flawed?” 

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