I have been on the road across the major cities of SA for the past two weeks talking to some of the more than 16-million members of pension funds, who collectively own R4.3-trillion in retirement funds. These members are the real investors, as they ultimately own the funds invested by various asset managers on their behalf. And they are worried.

A good proportion of these investors are now in retirement, which means they have a lot of time to read their return statements every month as well as everyday news flows, including social media platforms such as Twitter and Facebook. The general feeling I sensed is that for many of them everything seemed to be falling apart last month...

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