A special class of self-help gurus — none of whom was rich until they developed this particular scam — have dedicated themselves to convincing people that if you only believe it it can happen; that the main thing that separates the rich from the poor is their mindset. Since Napolean Hill’s Depression-era book Think and Grow Rich was published in 1937, an endless stream of garbage has followed. At least Hill reminded Americans of their can-do attitudes and boosted their self-confidence. Consider, instead, the Cartesian pitch being sold today. Just think it and it will happen. This stuff, along with crystals and horoscopes, joins a long list of things that have never been proved to have much value beyond a placebo effect. Here is something the self-help folks never tell you: millionaires don’t waste their mental bandwidth on how much a caramel macchiato costs. They focus on becoming smarter and more skilled and responding to market forces in creative, intelligent ways. Jamie Dimon isn...

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