A study by the SA Reserve Bank has found that revenue-based financing has emerged as a significant alternative to traditional lending for small and medium-sized enterprises (SMEs), with the research giving further insights into SA’s informal market.

The working paper by the Bank, penned by Dominic Russel, Claire Shi and Rowan Clarke, looked into data from more than 100-million transactions from a South African fintech platform, which it did not name...

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