Q: I have just started working and want to start saving as soon as possible. I am looking for responsible investment options, specifically shariah-compliant investments. Can you please explain the make-up of a shariah-compliant fund and do you know if there are any exchange-traded fund (ETF) options? — Amina D, via email.

Abdulazeez Davids, portfolio manager of Kagiso Islamic Funds managed by Kagiso Asset Management, responds:

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