HomeChoice, one of the JSE’s more low-key retail enterprises, issued its interim results to end-June just as IM was going to press, and they’re intriguing.

What is clear is that the group can no longer be referred to as a catalogue retailer. This is a fast-growing financial services business, which will use data from its traditional (we won’t say "legacy" yet) retail client base to build a stout personal loans and insurance product offering...

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