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It is easy to keep life simple by investing in a wide range of international index trackers in the market. A giant firm such as BlackRock offers these portfolios for just a few basis points. It can be a good solution for investors who do not have a qualified financial adviser and are fee sensitive.

But there is a place for active funds to play a "satellite" role, and the five funds reviewed do that, in the sense that they are all the opposite of index trackers...

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