Start-up costs for Old Mutual’s newly launched app-only banking division are estimated to top R5bn by 2027 as the insurer doubles down on its ambitions in the increasingly crowded and fiercely competitive market. 

“It’s a bank that is starting up. It doesn’t have capital, it depends on the group. At the end of the year, we will request another capital injection until it gets to a point of break-even and self-funding, which will take about three years,” said Clarence Nethengwe, CEO of OM Bank...

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