Ratings agency S&P expects private sector credit to flourish in 2025 with the mooted multibillion-rand outlay in rail, water, ports and energy expected to increase lending opportunities for the country’s top banks.

The ratings agency in a report looking at the prospects of SA’s lenders said demand for credit could firm up this year, with progress in addressing the energy constraints in the country and a pickup in private investment expected to support economic growth...

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