The Prudential Authority (PA), the regulator of financial services that falls under the auspices of the Reserve Bank, has announced that Ubank has been placed under curatorship for failing to maintain adequate capital levels, as required by the Banks Act.

Ubank, which was formerly known as Teba Bank and traditionally serves customers in rural areas and mining communities, has a capital adequacy ratio of about 3% compared with an industry average in SA of just more than 15%, Reserve Bank governor Lesetja Kganyago said in a media briefing on Monday...

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